My Entire Investment Portfolio (It's Not Just P2P Lending)

Published on May 22, 2021

Interesting replays about Investment Strategy, Personal Fina, Best Mutual Fund Investments, Lending Club, and Are p2p Lending Risk-Free, My Entire Investment Portfolio (It's Not Just P2P Lending).

Several people have asked me about my asset allocation besides P2P lending, so here is a detailed breakdown of my entire investment portfolio and all of my investments. Enjoy!

My Investments in P2P Lending:
πŸ“Œ Lendermarket (1% Cashback):
πŸ“Œ Viainvest:
πŸ“Œ Mintos:
πŸ“Œ Crowdestor:
πŸ“Œ Iuvo Group (up to 1,5% Bonus):
πŸ“Œ Bondora Go&Grow (5€ Bonus):
πŸ“Œ EstateGuru (0,5% Cashback):
πŸ“Œ EvoEstate (0,5% Cashback)

How the Bonus/Cashback is calculated:

My Investments in ETFs & Stocks:
πŸ‡ͺπŸ‡Ί Best, Low-cost Broker for most Europeans: How to:
πŸ‡¦πŸ‡ΉπŸ‡©πŸ‡ͺ Free Brokers for Stocks & ETFs (Germany & Austria only!):

My (Speculative) Investments in Digital Currencies:
πŸš€ Bitpanda:

Free Bank accounts I use:
🏦 My wife and I use N26 daily for groceries & when we travel:
🏦 German bank account with free worldwide ATM withdrawals and unique features:

Investor Toolkit:
🏠 All my investments and accounts:

Please pay attention regarding Grupeer and Monethera!

P2P Income March 2020 – Important Grupeer Update!

In the video, you’ll learn about:

Some background on me & my wife, as well as our minimalist lifestyle

That it doesn’t matter how much you earn, but rather how much you save & invest if you want to one day reach financial indepencence

My entire asset allocation and all of my current investments (and speculations): Peer to Peer Lending, ETFs, Cash, our Apartment and my experience with Cryptocurrencies…

The exact numbers we currently have in each asset class and how much cashflow they generate

My favorite ETF, and the only one we currently buy: Vanguard FTSE All-World (ISIN: IE00B3RBWM25)

Excellent Low-cost European broker to buy the ETF:

A detailed look at my P2P platform allocation to Mintos, Envestio, Grupeer, Iuvo Group, Swaper, Viainvest, Crowdestor, Bondora, Monethera, Wisefund, and my latest addition, Lendermarket

My returns from P2P Lending since October 2018

How much we have in our emergency fund

…and more!

Useful links:
πŸ’° Current P2P Lending Bonus Offers:
🌍 My website/blog:
πŸ‘‰πŸ½ Subscribe:

Thanks for watching, I hope you enjoyed the video! If you did, please leave a like and subscribe for more!

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Some of the links are affiliate links that I may get a kickback from, which helps support me and the YouTube channel. I only link to services I use and am convinced of myself, none of them are sponsored.

Disclaimer: I am only sharing my own experience. I’m not a financial advisor and you should always do your own research and due diligence before investing. Investing involves risk of losses.

#Investing #P2P #ETFs

Are p2p Lending Risk-Free

Are p2p Lending Risk-Free, My Entire Investment Portfolio (It's Not Just P2P Lending).

3 Steps To Finding Low Interest Rate Personal Loans Online

It’s ultra safe, it yields extremely high returns, and its’ diversification easiness makes it an investor’s dream. In Micro financiers and a small web company called Kiva. Finally, in March, XYZ is worth $20, so you buy five shares.

My Entire Investment Portfolio (It's Not Just P2P Lending), Explore top updated videos about Are p2p Lending Risk-Free.

Good Places To Obtain A Debt Consolidation Loan

When we invest in stocks or bonds we are essentially investing in business. You can thank your strategy for buying investments that are different altogether in terms of their returns. Numerous businesses are having a tough time receiving funding.

We all realize that banks profit from making loans.The amount of loans that they can give is determined by the amount of their deposits from their depositors (You and me). The banks profit from the interest that they make from their loans. The interesting thing about all of this is the interest they pay their depositors is a far cry from the interest they charge on their loans. The difference between interest charged on the loan versus the interest given to the depositors is the “spread”. Basically, the banks earn interest between 6 to 30% while you and I are lucky to get 1% on our deposits.Banks make all types of loans which includes personal loans via credit cards. Do you really think that it is fair that banks are making up to 30% in interest on our deposits?

When you first decide to invest there is whole load of information you need to have under your hat. To be honest it is always best to consult a professional, but even if you choose to do this there are some basics you will need to know, otherwise you have no hope of making a wise Peer-to-peer lending investment for the future.

Of course, this is only scatching the surface. This entire article is an over-simplification of a very complex subject. You will definitely need professional advice to help you through E-Commerce Taxland.

If you think those questions are hard to answer then imagine a banker trying to analyze whether he is going to lend you money. With no past history of success in the same field your chances are slim to none. There are other alternatives now with Peer-to-peer lending but there too you will be labeled “very risky” and expect to pay high interest rates.

There is an inverse relationship between risk and returns. The returns tend to be lower when you cut off the risks. Some of the safest Investments aren’t really worth it anymore because of their low returns. To counter this, investors usually diversify their portfolios. This allows them to cut off risk while improving their returns. But, with stocks, you have to buy enough of each stock to profit. And, you have to buy a lot of many different stocks to diversify. This is extremely costly and messy. With coins, you can buy just about any investment coin you like. You can easily diversify your portfolio by buying a different coin specimen each time you buy a coin. Your returns are never cut short, and you never lay too many eggs in one basket.

Of course, Kiva does due diligence research before adding prospective loan recipients to the pool and all of the money you put in goes toward the loan process – Kiva’s low overhead is covered by interest charges (if any) on the loans, fundraising and donations. So far, Kiva’s payback percentage has been 100%, although the microfinance industry average is 97% so there’s always a chance, however small, that you won’t get your money back.

Start early and take your time to study the right investment for you. Investments are not dangerous or risky, they CAN be but that doesn’t mean that they necessarily are! If you take your time and study thoroughly, you will find that there are plenty of low-risk options that could yield greater return that just putting your money on a savings account.

Now, let’s get started with the truth about buying real estate with no money down and the truth about being a landlord. If you want to borrow from Peer-to-peer lending networks, sit down first and document a few things.

If you are searching exclusive engaging comparisons about Are p2p Lending Risk-Free, and in Business, Social Lending, Credit Score, Investment Strategy dont forget to list your email address in email subscription DB totally free.

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