Peer to Peer Lending UK & Investing Explained

Published on May 13, 2021

Interesting guide relevant with How Much Money Is Needed, 401k Loan, Business Success, and Was Peer-to-Peer Lending, Peer to Peer Lending UK & Investing Explained.

Peer to Peer Lending UK & Investing Explained

Peer To Peer Lending (P2P) is the latest form of investing to hit the UK, with most long term offerings for your investments offering up to 5.9% YoY growth.

In this video I break down the Basics of P2P lending, the Pro’s and Con’s, Provide you with two examples of Ratesetter and Zopa for starting to P2P lending and my own way to use it as part of a financial freedom strategy.

You can also get up to 15% YoY Growth for your first year as an Investor with Ratesetter if you wish to use my Refer a Friend link:

You receive £100 bonus for depositing £1k in your first month and leaving it for at least one year invested. I receive £50 for referring you to my own Ratesetter account – but this does not affect your interest received.

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If you enjoy this video, here are some others you might enjoy of a similar investing basics theme:
Mortgages UK Basics –
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😍How to Become A Millionaire at any age
The Money Stacks System (that I use to budget and create financial freedom for our family) –
💵How to Open an Investment ISA (Stocks and Shares ISA)
Intro to Investing ➡️
Want to know your exact financial freedom number?

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AutoPilot Money System for all your budget, financial freedom calculations, debt repayment system, Net worth calculator, Sinking funds and Investment Tracker

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DISCLAIMER – Any advice given in on my channel and videos is for information purposes only, and does not act as financial advice. Your financial decisions are your full responsibility, and if you are in any doubt, please contact a Finance adviser before undertaking any investment with your money or change to your financial activities.

TAGS : #peertopeerlending #investinguk #p2plending

Was Peer-to-Peer Lending

Was Peer-to-Peer Lending, Peer to Peer Lending UK & Investing Explained.

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Yes, the return is lower than with stocks, but they are considerably less risky. There is no easier-to-apply or better investment strategy out there. Successfully paying back a loan requires proper planning and good budgeting.

Peer to Peer Lending UK & Investing Explained, Get most shared updated videos related to Was Peer-to-Peer Lending.

3 Steps To Finding Low Interest Rate Personal Loans Online

Just because this isn’t having an impact on the ‘real’ economy it doesn’t mean that it doesn’t exist. Usually the cost to you is reasonable, sometimes not so reasonable. Remember, when it comes to your Investments, you are still the boss.

It is a toss up sometimes if our experiences are going to be pleasant or not. When borrowing money online, you must have some things in mind before you pick a lender.

First of all check the consistency of performance of the investment. Any Peer-to-peer lending investment can have a period o high performance in a bull market. A short burst of high yields might be down to a specific market issue, a spike in one sector or generally strong trend. To take out the short term success factor look at the investment over a three to five year period. If yields are consistent and if they performed well in market downturns then these are the sort of vehicles worth your time. They will show that steady management has kept these investments returning good yields over a long period.

Putting things off is a killer where this career this is concerned. You NEED a plan and some kind of time management system in place. Prioritize your tasks and keep lists of everything that needs doing. And no matter how much you don’t feel like doing something just get it out of the way and NEVER leave it until the next day!

Traditional peer group lending depends upon a high level of personal knowledge and trust among the participants. For the general public, commercial Peer-to-peer lending sites are operating on the Internet and are rapidly gaining popularity. Peer to Peer lending sites can generally help people of all credit types. Since the individuals lending the money stand to reap a greater return on their investment when lending to people with bad credit – you have many that are willing to do it. Peer to peer or social lending is becoming a great way to get cash without using banks or credit cards.

Some annuity Investments allow you the benefit of taking money out of your accumulated value prior to the payout period actually starting. Of course this reduces the value available to you when the program does reach the payout phase. If you withdraw all of your accumulated value of the annuity investment pool prior to the payout period, the contract is cancelled. You also need to know that taking any amount of money prior to the payout period you may be subjected to certain charges, such as “surrender charges”. The earlier you withdraw money from the funding pool, the more likely it is you will erode your investment long-term.

A regular credit card is a form of unsecured loan. This means that the lender grants you future access to money based solely on your past credit history. You need not put up any collateral, such as is required for a home equity loan or an auto loan.

Before you invest your hard-earned dollars, it’s important to talk with a trusted advisor about what is best for you and your situation. Everyone is different, and your level of risk tolerance may be higher or lower than others. Do you due diligence and research before investing in any product, including Trust Deeds.

You can return the loan when you are financially ready. But today there is such an opportunity to get a loan from people who want to lend money. This means that you should look to them for real diversification in your portfolio.

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